San Leandro Industrial Center Financial Center & Drive-Thru ATM

[Music in background throughout]

[Bank of America® and Merrill® logos shown periodically throughout]

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[Footage of a couple talking]

When you think about your future, what do you see?

On screen copy:

What do you see in your future?

Is it a house with a nice yard?

On screen copy:

A house with a nice yard

Are you helping your business thrive?

On screen copy:

A thriving business

Will you retire comfortably?

[retired couple playing with their dog on a beach]

On screen copy:

A comfortable retirement

Whatever’s on your mind, you can make an appointment for guidance about your goals

On screen copy:

Make an appointment to discuss your goals

[Couple using the Bank of America appointment scheduling calendar on a phone]

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From your personal accounts,

[Mother and teen son meeting with an employee in a banking center]

On screen copy:

Everyday Banking

Start your financial journey

To planning for large purchases,

On screen copy:

Home And Auto Loans

Plan for a large purchase

[Couple purchasing a car in a dealership]

Investing for your future with Merrill,

On screen copy:

Merrill

Invest for your future

[Man meeting with a Merrill advisor in a financial center]

And even helping you start and grow a business

[Woman business owner meeting with her banker in a financial center]

On screen copy:

Business Services

Start or grow your business

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Your future moves at your schedule, so whenever you’re ready, we’ll work with you at a time and location that’s right for you.

On screen copy:

Schedule an appointment when you’re ready

[Woman using appointment scheduling calendar on a mobile screen]

On screen copy:

Bank of America® logo

What would you like the power to do?®

Merrill® logo

On screen disclosures:

Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.

Sequences shortened. Screen images simulated.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Banking products are provided by Bank of America, N.A., Member FDIC and a wholly-owned subsidiary of BofA Corp.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC, and a wholly-owned subsidiary of BofA Corp.

Investment products:

Are Not FDIC insuredAre Not Bank GuaranteedMay Lose Value

Bank of America, N.A. Member FDIC.

© 2022 Bank of America Corporation

[End of transcript]

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