When someone breaks their clavicle, or collarbone, it can be painful and take time to heal. A clavicle fracture is when the bone that connects your shoulder to your chest breaks. This can happen because of a fall, sports injury, or car accident.
After a clavicle fracture, you might be wondering about the average settlement for this type of injury. A settlement is an agreement where one party pays another to resolve a legal dispute, like an injury claim. The average settlement for a broken clavicle can range between $5,000 to $50,000, depending on factors like the severity of the injury, medical expenses, and lost wages.
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If you or a loved one has suffered a clavicle fracture in Chicago, it is best to contact Phillips Law Offices. Our skilled personal injury lawyer will help you get the compensation you deserve. To schedule a free consultation, call us now at (312) 598-0917 or fill out the contact form on our website.
Understanding Broken Clavicle Injuries
Anatomy of the Clavicle
The clavicle, also known as the collarbone, is a long, thin bone that connects your shoulder to your chest. It’s shaped like the letter “S” and is located at the top of your chest, just below your neck. The clavicle helps support your arm and shoulder, allowing you to move your arm freely.
Causes of Broken Clavicles
There are several ways you can break your clavicle. One common cause is falling onto your shoulder or outstretched arm. This can happen during sports, like football or biking, or if you slip on ice. Car accidents and other high-impact injuries can also cause a broken clavicle. Sometimes, the bone can break due to repetitive stress, like heavy lifting or overuse.
Types of Broken Clavicle Injuries
Clavicle fractures can vary in severity, depending on where the bone is broken and how badly it’s damaged. The most common type of clavicle fracture is a simple fracture, where the bone breaks into two pieces. In some cases, the bone may break into multiple pieces, or it may pierce through the skin, which is called an open fracture. Another type of clavicle injury is a hairline fracture, where the bone is cracked but not completely broken. The type of fracture will determine the best treatment and how long it will take to heal.
Average Settlement for Broken Clavicle Injuries
Factors Influencing the Settlement Amount
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When you’re injured and someone else is at fault, you might receive money as part of a settlement. Several factors can influence how much money you get. These include how bad your injury is, how much you’ve had to spend on medical care, whether you’ve lost any wages from not being able to work, and how much pain and suffering you’ve experienced.
- Severity of the Injury: The severity of your clavicle injury is a big factor in how much money you might receive in a settlement. A simple fracture, where the bone is broken but doesn’t need surgery, might result in a smaller settlement than a more complex fracture that requires surgery to fix.
- Medical Expenses: If you’ve had to go to the doctor or hospital because of your broken clavicle, the cost of your medical care will be part of your settlement. This can include things like doctor’s visits, X-rays, and any medication you’ve needed.
- Lost Wages: If your injury has stopped you from being able to work, you might be able to get money to make up for the wages you’ve lost. This can be part of your settlement too.
- Pain and Suffering: In addition to your medical expenses and lost wages, you might also get money for the pain and suffering you’ve experienced because of your injury. This can include physical pain, as well as emotional distress and any limitations the injury has caused in your daily life.
- Long-Term Effects: Some clavicle injuries can have long-term effects that affect your ability to work and enjoy life. If your injury has caused a permanent disability or limited your ability to do things you used to enjoy, you might be able to get more money as part of your settlement.
Average Settlement Amounts for Different Scenarios
- Simple Fracture with Full Recovery: For a simple clavicle fracture that heals completely without any complications, the average settlement might be between $5,000 to $15,000, depending on the specifics of your case.
- Complex Fracture Requiring Surgery: If your clavicle fracture is more complex and requires surgery to fix, the average settlement might be higher, typically between $20,000 to $50,000.
- Permanent Disability: If your clavicle injury has caused a permanent disability or has significantly impacted your ability to work or enjoy life, the settlement amount could be even higher, potentially reaching into the hundreds of thousands of dollars.
How Settlement Amounts Are Determined
Role of Insurance Companies
When you’re injured and seeking compensation, the insurance company of the person at fault usually pays the settlement. They’ll look at the details of your case, including the severity of your injury, your medical expenses, and any other costs you’ve had because of the injury. Based on this information, they’ll decide how much money to offer you.
Negotiation Process
Once the insurance company makes an offer, there’s often room to negotiate. This means you and the insurance company can talk about the settlement amount and try to agree on a fair number. Your lawyer, if you have one, will help with this process. You might go back and forth a few times before you both agree on a final amount.
Importance of Legal Representation
Having a lawyer represent you during the settlement process is really important. They understand how to negotiate with insurance companies and will make sure you get the best possible settlement. They’ll also make sure you’re not missing out on any money you’re entitled to for things like medical expenses, lost wages, and pain and suffering.
What are the Symptoms of a Clavicle Fracture or broken collarbone?
Symptoms of a broken collarbone can be different depending on how bad the break is and what type of fracture you have. Signs you might have a broken collarbone include:
Steps to Take If You Have a Clavicle Fracture Injury
- Seeking Medical Attention: The first thing you should do if you think you’ve broken your clavicle is to see a doctor. They’ll be able to tell you how bad the injury is and what you need to do to get better. They might take X-rays or other tests to see exactly what’s wrong.
- Documenting the Injury: It’s also a good idea to document your injury. This means keeping track of things like medical bills, doctor’s notes, and any other paperwork related to your injury. You should also take photos of your injury and any visible bruising or swelling.
- Reporting the Injury to the Relevant Authorities: Depending on how you were injured, you might need to report it to the relevant authorities. For example, if you were hurt at work, you should report it to your employer. If you were in a car accident, you might need to report it to the police.
- Contacting a Personal Injury Attorney: If someone else is at fault for your clavicle fracture, you might be able to get compensation for your injury. A personal injury attorney can help you understand your rights and make sure you get the money you deserve. They’ll negotiate with the insurance company on your behalf and make sure you’re not missing out on any money you’re entitled to.
How Much Is Average Compensation For A Broken Collarbone?
The average compensation for a broken collarbone can range from $5,000 to $50,000, depending on the severity of the injury and its impact on your life. Factors like medical expenses, lost wages, and pain and suffering are considered in determining the compensation amount. It’s best to consult with a personal injury attorney to understand what compensation you may be entitled to.
How long does it take to settle a broken clavicle claim?
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It usually takes several months to settle a broken clavicle claim, but it can vary depending on factors like the severity of the injury and negotiations with the insurance company. Working with a personal injury attorney can help speed up the process and ensure you get the compensation you deserve.
Do I need a lawyer to settle a broken clavicle claim?
Having lawyer can be really helpful. A lawyer can negotiate with the insurance company on your behalf and make sure you get the best possible settlement. They’ll also make sure you’re not missing out on any money you’re entitled to.
Suffered a Clavicle Fracture In a Car Accident? Contact us Today!
If you or a loved one suffered a clavicle fracture in a car accident in Chicago, you may be entitled to compensation. Contact our car accident lawyer today to discuss your case and learn about your legal options. We’re here to help you get the compensation you deserve.
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